The AI that investigates
every AML alert.
In 10 minutes.

Cites 5AMLD Art 13, MiCA Art 83, and TFR Art 4. Not generic “high risk.” Full audit trail on every decision.

5AMLD Art 13
6AMLD Art 7
MiCA Art 83
PSD2 Art 97
TFR Art 4
DORA
FATF R.15
GDPR Art 22
5AMLD Art 13
6AMLD Art 7
MiCA Art 83
PSD2 Art 97
TFR Art 4
DORA
FATF R.15
GDPR Art 22
5AMLD Art 13
6AMLD Art 7
MiCA Art 83
PSD2 Art 97
TFR Art 4
DORA
FATF R.15
GDPR Art 22
5AMLD Art 13
6AMLD Art 7
MiCA Art 83
PSD2 Art 97
TFR Art 4
DORA
FATF R.15
GDPR Art 22
faster investigations
96%
consistency score
100%
audit-ready
<1 wk
to go live
GDPR Compliant
EU Data Residency
5AMLD / 6AMLD
Encryption
MiCA Ready

Manual compliance doesn't scale

Alert volumes grow 3× faster than headcount. The math stops working.

Each case costs €84 in analyst time

At 45–90 minutes per investigation across 4 disconnected systems, a 200-case month burns €16,800. Mostly copy-paste, not actual decisions.

Two analysts. Two different answers.

Identical cases get escalated by one analyst and closed by another. No standardized framework means every inconsistency is an audit finding waiting to happen.

'The AI said so' isn't a regulatory answer

6AMLD and MiCA require traceable reasoning with specific article references. Generic risk scores don't hold up when the regulator asks why you filed. Or didn't.

90 minutes of manual work. Or 10 with Sentrya.

Other tools give you dashboards. Sentrya runs the investigation, cites the regulation, and hands you a decision.

Without Sentrya
Log into 4 systems: core banking, screening tool, CRM, sanctions list
Copy-paste data into a Word doc and write the summary manually
Look up which regulation applies. If you remember to.
Apply the same logic to crypto, wire, and card (they need different rules)
Total time: 45 to 90 minutes. Per case.
With Sentrya
All data pulled automatically from connected sources in seconds
Structured brief generated: timeline, risk score, patterns, recommendation
Exact regulation articles cited: 5AMLD Art 13, MiCA Art 83, TFR Art 4
Payment-type reasoning: crypto gets MiCA logic, wires get TFR logic
Total time: 47 seconds to brief. 10 minutes to close.

Three things no other tool does

Other platforms automate alerts. Sentrya delivers decisions with a paper trail your regulator can read.

Regulatory Precision

Cites the exact article. Not just 'high risk.'

Every AI finding maps to a specific EU regulation: 5AMLD Art 13 for CDD triggers, MiCA Art 83 for crypto Travel Rule, TFR Art 4 for originator verification. The citation is part of the output, not an afterthought.

Defensible in front of any EU regulator
Audit-Provable AI

96% consistency. Provable on replay.

Run QA Replay on any closed case and see exactly what the AI found, why it decided, and how it cited the regulation. If your analyst overrode the AI, that's logged too. Zero black boxes.

Full reasoning chain on every decision
Payment-Type Expertise

Crypto isn't wires. Wires aren't cards.

A privacy coin conversion triggers MiCA Art 83. A SEPA structuring pattern triggers 5AMLD Art 11. A CNP transaction spike triggers PSD2 Art 97. Sentrya applies the right regulation to the right payment type, every time.

Covers crypto, wire, card, deposit, withdrawal

Built for every payment type your regulator oversees

Select a payment type. See the exact regulation articles Sentrya cites, and why they apply to that specific scenario.

Scenario

A customer converts 14,000 EUR worth of ETH to a privacy coin, then bridges it to a different chain within 30 minutes.

AI Regulatory Reasoning
MiCA Art 60

CASP must verify the customer holds a valid authorization before processing the conversion.

MiCA Art 83

Privacy coin conversion triggers enhanced AML obligations for the service provider.

TFR Art 14

Unhosted wallet transfer requires verification of the originator identity.

Recommendation

Escalate. File STR within 24 hours per 5AMLD Art 33.

Ask the AI why it decided

Analysts don't just read a report. They interrogate it. Ask follow-ups, challenge the reasoning, and get instant answers with exact regulation references.

Active
Case #TXN-2847
StatusUnder Review
RiskHigh
Amount$142,500
EntityApex Holdings
Risk Indicators
Structuring pattern
Rapid fund movement
Shell company indicators
Sentrya Agent
Ask anything
Why did you flag the beneficial ownership structure?
The UBO traces through two jurisdictions (Cyprus → BVI) with no apparent business rationale. This pattern triggers enhanced due diligence per 5AMLD Art 18(1). Additionally, the nominee director structure obscures the ultimate beneficial owner, which conflicts with TFR Art 4 originator verification requirements.
What about the transaction velocity? Is that normal for this entity profile?
No. This entity typically processes 2-3 transactions per week averaging 8,200 EUR. The current pattern shows 12 transactions in 7 days totaling $142,500, all kept below the 10,000 EUR reporting threshold. This is a classic structuring pattern per 5AMLD Art 11.
Ask the AI agent...

Real investigation: 47 sec to brief · 10 min to close · full audit trail logged.

What compliance teams get in week one

No ramp-up period. The AI starts citing regulations from day one.

Faster per case

From 90 min of copy-paste to a 10-minute review of AI findings.

4%
False positive rate

AI triage routes noise away before your analysts see it.

100%
Decisions traceable

Every output includes article citations, reasoning chain, analyst action.

<1 wk
To first live case

CSV upload or API. No 6-month implementation project.

How it works

Three steps. No black boxes. You stay in control.

01

Connect in under an hour

Upload a CSV or point Sentrya at your transaction API. No 6-month integration project. First live case in under a week.

02

AI investigates in 47 seconds

Risk score, transaction patterns, regulation citations, and a clear recommendation. Structured brief, every case.

03

Analyst closes in 10 minutes

Review the AI brief, approve or override, add a note. Every action is logged. Every override is traced.

Who's running their first cases

EU-regulated compliance teams across payments, crypto, and neobanking. Running real alerts, not demos.

Payment Institution
EU-licensed · PSD2 regulated

STR automation + audit trail for 300+ monthly alerts

Crypto Asset Service Provider
MiCA-scope · Germany

Travel Rule compliance + mixer detection for crypto transactions

Neobank
Series A · Netherlands

Real-time card fraud investigation with PSD2 SCA analysis

Fintech Payments Platform
Series B · UK + EU

Sanctions screening + SEPA structuring pattern detection

Common questions

Q
Is the AI accurate enough to trust?
96% consistency across replays. Run QA Replay on any closed case and see every step the AI took. Override it and that's logged too.
Q
Will regulators accept AI-generated decisions?
Yes, because we cite 5AMLD Art 13. Not 'the model said so.' Every output maps to the specific article that requires the action.
Q
How long does implementation take?
Under one week. CSV upload or REST API. No 6-month project, no dedicated IT team required.

Close your first case
in under 10 minutes.

Free pilot. No credit card. The AI cites the regulation. You decide whether to file.

✓ Free pilot✓ No credit card✓ Live in under a week✓ Full audit trail from day one