From hours of manual
AML investigation
to 10-minute decisions.

Five AI agents detect real patterns, cite exact regulations (MiCA Art 83, 5AMLD Art 13/33, TFR), and generate auditor-ready STR drafts. You keep full human control.

Built for
Banks·Fintechs·CASPs·EMIs·Payment Institutions·Neobanks
5AMLD6AMLDMiCA Art 60MiCA Art 83TFR Art 14PSD2 Art 97DORAFATF R.156AMLD Art 3GDPR Art 225AMLD6AMLDMiCA Art 60MiCA Art 83TFR Art 14PSD2 Art 97DORAFATF R.156AMLD Art 3GDPR Art 22

Manual compliance
doesn't scale.

Each case takes 45–90 minutes across four disconnected systems. At 200 cases a month, that's €16,800 in analyst labor. Mostly copy-paste, not decisions.

Sentrya runs the full investigation in minutes. Your analyst spends 10 minutes on the call, not the research.

Identical transactions get escalated by one analyst and closed by another. Every inconsistency becomes an audit finding.

Every investigation follows the same multi-agent pipeline. Same scenario, same regulation, same reasoning. QA Replay makes any decision auditable.

Generic risk scores don't satisfy EU regulators. 6AMLD and MiCA require traceable reasoning with specific article references. 'The AI flagged it' is not a regulatory answer.

Every finding cites the exact article: MiCA Art 83 for privacy coin conversion, 5AMLD Art 18 for structuring, TFR Art 4 for originator verification.

STR drafting takes 2–4 hours per case. Analysts switch between investigation notes, the regulatory framework, and the report template.

Sentrya outputs a pre-filled STR draft with regulation citations. Human review is the last step, not the only step.

Not alerts.
Decisions.

Other tools flag transactions. Sentrya delivers investigation briefs with article-level citations your auditor can verify.

01

AI Investigation Agent

Detects structuring, layering, and velocity anomalies. Produces regulation-mapped evidence with exact article citations, not just a risk score.

Structuring & layering detection
Velocity and behavioral analysis
Sanctions + PEP real-time screening
Evidence mapped to regulation
02

Exact Regulatory Citations

Every finding maps to the exact article. 5AMLD, 6AMLD, MiCA Art 60/83, TFR, PSD2, FATF. Your STR cites the regulation. That's what stands up in an exam.

Crypto: MiCA Art 60/83, TFR Art 14
Wire: 5AMLD Art 18, TFR Art 4
Card: PSD2 Art 97, 5AMLD Art 13
Deposit: 5AMLD Art 11, Art 33
03

Workflow & Audit Trail

Case management, evidence upload, and human-review gates built in. Every AI output is labeled and traceable. Ready for your next regulatory exam.

Full audit trail on every decision
Human override logged and reasoned
QA Replay on any closed case
Pre-filled STR export

Built for every payment type
your regulator oversees.

Select a payment type. See the exact regulation articles Sentrya cites, and why they apply to that specific scenario.

Scenario

A customer converts 14,000 EUR worth of ETH to a privacy coin, then bridges it to a different chain within 30 minutes.

AI Regulatory Reasoning

MiCA Art 60

CASP must verify the customer holds valid authorization before processing the conversion.

MiCA Art 83

Privacy coin conversion triggers enhanced AML obligations for the service provider.

TFR Art 14

Unhosted wallet transfer requires verification of originator identity.

Recommendation

Escalate. File STR within 24 hours per 5AMLD Art 33.

From transaction data
to filed report.

Four steps. No black boxes. You stay in control at every gate.

01

Connect

Webhook or CSV import. Any payment rail: SEPA, SWIFT, crypto. No 6-month integration project. First live case in under a week.

02

Screen

Every transaction is checked in real time against sanctions lists, PEP databases, velocity thresholds, and structuring patterns. Clean transactions pass. Anything anomalous gets flagged.

03

Investigate

Flagged transactions only. The AI agent builds an evidence brief, maps each finding to the exact regulation article, and drafts the STR. Your analyst reviews the brief, not the raw data.

04

Report

Export a pre-filled STR with a full audit trail. Every AI output labeled, disclaimed, and traceable. Ready for your CCO and your regulator.

“Sentrya cut our STR drafting time from 4 hours to 20 minutes and actually cites the regulation. When the auditor asks why we filed, we point to the article. That’s never been possible with any other tool we’ve used.”

Head of Compliance

Baltic digital bank, private beta

Common questions

Is the AI accurate enough to trust with regulatory decisions?

96% consistency across replays. Run QA Replay on any closed case and see every step the AI took, every regulation it applied, and why it recommended what it did. Override it and that's logged too.

Will EU regulators accept AI-generated outputs?

Yes, because we cite 5AMLD Art 13, not 'the model said so.' Every output maps to the specific article that requires the action. The STR references the regulation. That's what stands up in an exam.

How long does implementation take?

Under one week. CSV upload or REST API. No 6-month integration, no dedicated IT team, no custom connectors. Your first live case runs in days.

Close your first case
in under 10 minutes.
Free pilot.

No credit card. The AI cites the regulation. You decide whether to file.

Free pilotNo credit cardLive in under a weekFull audit trail from day one